Welcome to Private Knights Consulting Inc. ("PKC," "we," "us," or "our"). By accessing or using our website, services, workshops, consultations, or materials (collectively, the "Services"), you agree to be bound by the following Terms of Service ("Terms"). Please read them carefully.

1. Acceptance of Terms
By using our services, you agree to comply with and be bound by these terms and all applicable laws and regulations. If you do not agree with any part of these terms, you must not use our services.

2. Description of Services
PKC provides educational programs, consulting, workshops, and study materials focused on financial sovereignty, trust management, credit control, and related topics. We strive to provide accurate and helpful information but do not guarantee specific results.

3. User Responsibilities
You agree to use our services lawfully and ethically. You are responsible for maintaining the confidentiality of any account credentials and for all activities conducted under your account.

4. Intellectual Property
All content, materials, trademarks, and logos provided by PKC are the property of Private Knights Consulting Inc. or its licensors and are protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written permission.

5. Payment and Refunds
Certain services may require payment. All fees are stated upfront. Refund policies, if applicable, will be provided at the time of purchase.

6. Privacy
Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. Please review it carefully.

7. Limitation of Liability
PKC and its affiliates, employees, and agents are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services. Our services are provided "as is" without warranties of any kind.

8. Indemnification
You agree to indemnify and hold harmless PKC from any claims, damages, losses, liabilities, costs, or expenses arising from your violation of these Terms or your misuse of the Services.

9. Modifications to Terms
We reserve the right to update or modify these terms at any time without prior notice. Your continued use of the Services after changes constitutes acceptance of the new Terms.

10. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable to Private Knights Consulting Inc., without regard to conflict of law principles.

11. Contact Information
If you have any questions about these terms, please contact us at [email protected]